Real estate appraisal services for homeowners in the city of Little Rock and Pulaski County
The top 7 reasons why AR homeowners order from Robert W. Bennett:
Need help determining the value of your house in or near Little Rock, AR?
At Robert W. Bennett, we understand the unique needs of a customer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Robert W. Bennett, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value report than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Robert W. Bennett, we're veterans in helping people just like you rid themselves of unnecessary PMI insurance.
Challenging a property tax assessment
If you live in a local area that is going down or is not appreciating as much as other houses close to yours, your local tax assessor may have your home overvalued. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. A professional appraisal from Robert W. Bennett is your chief weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. Not only can this be difficult from a cash flow standpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Robert W. Bennett can provide you with an expert appraisal that will help you reinstate your home equity line of credit.
Field and Desktop Appraisal Review Services
Do you need an expert to double-check your appraisal for verity, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Robert W. Bennett offers field reviews where we go out and check the subject and comps in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property.